FACTORS AFFECTING YOUR LOAN AMOUNT

FACTORS AFFECTING YOUR LOAN AMOUNT

The home loan amount depends on your repayment capability. A number of factors are such as monthly net disposable income, age, qualifications, value of the immovable property, number of family members and dependants, monthly expense, other fixed obligations, nature of job / business and savings habit are taken into considerations.

Residential Purpose: 70% of the purchase price including registration cost or 80% of the construction cost of residential house.
Commercial Purpose: 70% of the purchase price including registration cost.